Freelance Break-Even Calculator
Find the minimum hourly rate you need to cover your expenses, taxes, and desired income.
Your break-even rate is the absolute minimum. Most freelancers add a 20-30% buffer for slow months, unexpected expenses, and retirement savings.
The tax estimate is a rough combined rate. Self-employment tax alone is ~15.3% for most freelancers. Consult a tax professional for your specific situation.