IndieIndex

Freelance Income Calculator

See what your hourly rate adds up to annually. Accounting for realistic freelancer schedules.

This assumes you bill every working hour. Most freelancers spend 20-30% of their time on non-billable work (admin, marketing, invoicing). Your effective billable hours may be lower.

The default of 30 hours/week for 46 weeks reflects a realistic freelancer schedule with time off and non-billable work.

The after-tax estimate uses a rough 30% combined rate for self-employment tax and income tax. Your actual rate depends on your location, deductions, and filing status. Consult a tax professional for accurate numbers.